What Is Residual Income And Why It’s So Important To You After 2020.

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You have probably heard the expression that “the rich get richer while the poor get poorer.” It’s often used to explain the unfairness when it comes to money.

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However I don’t think this is unfair at all. The reason it happens is because the rich focus on a completely different way of earning money. There are thousands of stories about poor people who accumulated great riches and this choice is available to all of us.

Warren Buffett, Bill Gates, Richard Branson, and Oprah were not born into riches. Yet over their lifetimes they’ve amassed huge personal fortunes. This is because they understand and use the power of leverage through residual income like we’ll talk about today.

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What Is Active Income?

Active income comes as a direct result of our efforts. This is when we work for one hour and get paid a certain amount for that hours work. This can be seen in wages, salaries, and self-employed service providers like lawyers or doctors.

There are many people who get paid vast amounts of money to become the CEO of a company, play professional sports, or star in a movie. Earning a high active income is often a lot of hard work and requires a dedication beyond most of us. It’s also limited because no matter how much money you get paid you still need to show up to work to earn your money.

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What Is Residual (Or Passive) Income💲💲💲?

Residual income is when you continue to get paid after the work is done. This includes royalties from books, movies, or songs and also income that comes from real estate or business investments where you don’t actually have to be present to earn it. For example, Bill Gates is still making a residual income from Microsoft even though he isn’t working there anymore.

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Residual income comes from building an asset that continues to pay you after the work has been done. A book, movie or song is an asset to the people earning royalties from it. A house is an asset to the landlord being paid rent and a business is an asset to the business owner who does not need to be involved in the day-to-day activities anymore.

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The Passive Income Myth

Many people talk about passive income and create the impression that you never have to do anything to keep that income going. The truth is that you will normally have to keep your eye on things if you want it to run smoothly. For example Richard Branson doesn’t run any of the 400+ companies he started but he goes over the numbers each day to make sure they’re performing well and calls the CEO if there are any problems.

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There is also an idea that we should work to build a passive income asset and then sit on the beach relaxing for the rest of our lives. The truth is that most people would get extremely bored with this scenario and will be eager to find something to do. That’s why the world’s billionaires continue to work… they love what they do and it stopped being about the money a long time ago.

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How To Build Residual Or Passive Income

The key idea here is leverage. You must be able to leverage other people’s time or other people’s money in order to create a residual income. Richard Branson can run 400+ companies because he isn’t actually running any of them at all. His CEOs are.

To create residual income, you need to create something that people will continue to buy on a regular basis long after you’ve created it. A house is a prime example of this as people will continue to pay rent for the right to live in the house. A business needs to have products that are sold over and over again rather than trading the business owner’s time for money.

The products might be an item that has been created and can be duplicated or it might be the time of other people. For example, a dentist can only make so much income trading their time for money but when they bring on other dentists they will start to leverage their results to build residual income.

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The First Steps To Creating Residual Income

The first thing is to be aware of how you work for active or residual income. Then you want to decide a path that transitions from active to residual income over time. It’s hard to start a new business and create residual income tomorrow so you have to have some patience.

As you make more residual income you can start to scale back the hours you put into active income. This will mean your residual income will grow even faster once you pay it more attention.

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So, If you’re sick of your 9-5 job, working on someone else’s dream and feeling overworked and underpaid…

You need to take action to create a steady residual income, and become a massively successful Digital Payment Experts, and here’s WHY

  • You will have complete flexibility to decide when you work and where you work. 
  • You can do it as a side-income, just as easily as a full-time income. 
  • It is completely and easily scalable.
  • You will have the power to earn thousands of dollars, every month. 

As Jim Rohn was famous for saying:

“I’m working full-time on my job and part time on my fortune. But it won’t be long before I’m working full-time on my fortune. Can you imagine what my life will look like?”

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source: https://www.lifehack.org/articles/money/what-residual-income-and-why-you-want.html

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20 frequently asked questions to know at a job interview.

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  1. Introduce yourself
    You will not escape this request. Be structured in your presentation, by talking about your background and by emphasizing the points directly related to the position to be filled.
    To read: prepare for a job interview
  2. What do you think of our company?
    This question is equivalent to saying: Did you do your research well before coming? If not, then you are not really interested. Remember that a successful interview requires good preparation.
  3. Why do you want to quit your current job?
    Salary, career development, moving… Give good arguments that will not risk turning against you. For example, avoid saying that your coworkers are buzzards. The recruiter might think you will say the same about your future colleagues.
    To read: Why quit your job?
  4. What do your colleagues think of you?
    The idea here is to highlight your strengths. For example, you can say that your colleagues know they can count on you.
  5. What annoys you the most about your colleagues?
    The recruiter will find out if you can fit into the new team. For example, you can say that you have a hard time with negative people.
  6. What motivates you every morning to come to work?
    Some will say the money, others will prefer to talk about the atmosphere. It’s up to you to see what really motivates you.
  7. What type of manager are you?
    Boss or leader? Order / coaching, I / us, blame / repair …
  8. What is most important in your life?
    Show that work is important for your personal growth, but that you also have plenty of hobbies and a loving family. We all know that to be comfortable in your private life, it is important to be well in your job. The reverse is also true.
  9. What difficulties did you encounter, and how did you overcome them?
    Tell a point that stood out for you. The most important thing here is to see how you reacted and the means put in place. For example, how you dealt with a rushed departure.
  10. Where do you see yourself in five years?
    The recruiter will seek to know if you are planning on the long term in the company, and in what position.
  11. What are your strong points ?
    Dynamic, rigorous, trustworthy, determined, ambitious, patient, curious, efficient …
  12. What are your weak points?
    This question is not always easy to grasp. We invite you to read our list of 12 shortcomings in a job interview . 
  13. Why did you respond to our ad?
    Is it for society? For career development? For the salary?
  14. Why do you think we wanted to meet you?
    Highlight your experience in relation to the proposed position.
  15. How do you explain your period of unemployment?
    This question can be unsettling. Highlight the training courses taken.
  16. Several of you are applying for this position. Why should we hire you over someone else?
    Indicate what sets you apart from your competitors: experience, versatility, languages, technique, software….
  17. How soon will you be available to take up your new duties?
    If you are in the job, the recruiter will make sure that you will be available within a reasonable time and that you will not leave your company without making sure that the relay is made.
  18. What is your current pay level?
    The recruiter just wants to know if you are within the range set by their company.
  19. What are your salary expectations ?
    Same as point 18.
  20. Do you have any questions ?
    Always have one or two questions to show that you are projecting yourself into the company: starting date, company ambitions in 5 years, etc.

Source: https://www.fichemetier.fr/conseils/entretien-embauche-questions-frequentes

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CBD Market Could Reach $20 Billion By 2024, Says New Study

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Affecting industries as diverse as cosmetics, food and beverage and pharmaceuticals, the exploding CBD (cannabidiol) market has generated considerable headlines, providing fodder to umpteenth analysis and forecasts. The latest one, by leading cannabis researchers BDS Analytics and Arcview Market Research, projects that the collective market for CBD sales in the U.S. will surpass $20 billion by 2024. Interestingly, this figure is a slight increase from than the recent forecast made by New York-based investment bank Cowen & Co, which estimated that the market could pull in $15 billion by 2025.

The new forecast takes into account products sold through licensed dispensaries, pharmaceuticals and in general market retail, which includes cafes, smoke shops, grocery stores and pharmacies.  However, BDS Analytics predicts that the majority of CBD product sales will soon occur in general retail stores instead of cannabis dispensaries. When you consider how cannabis has become increasingly integrated into mainstream society, as represented by the number of states that have legalized recreational or medical markets (33 and D.C for recreational use and 10 states plus D.C. for adult use), the BDS prognostication makes perfect sense.

But sales will continue from other distribution channels. In fact, BDS Analytics is predicting an compound annual growth rate of 49 percent by 2024 across all distribution channels. Also, they expect that the CBD market, combined with THC products, will create a total market of $45 billion for cannabinoids by 2024.

Other findings from the new study include:

  • CBD product sales in dispensaries since 2014 have grown at an even faster rate than overall sales in dispensaries;
  • 66 percent of hemp-derived CBD consumers in the U.S. agree with full federal legalization of cannabis, with 90 percent believing that marijuana has medical benefits; and
  • CBD consumers are an average age of 40, have higher education, and are more likely than non-consumers to be employed full time.

Jessica Lukas, vice president of consumer insights at BDS Analytics, explained how the Boulder, Colorado-based firm cast this latest forecast. “We had to look at the landscape today, and then assess and predict where the market will go,” she said. “THC and CBD are very different with different functionality. Product forms that make sense and are very successful for THC do not necessarily transfer to CBD. Additionally, we had to strongly consider the interaction between the general market channels and the dispensary channel in assessing whether or not the availability of CBD products in the general market is incremental to purchases in dispensaries, will replace dispensary purchases, and/or will drive greater penetration and acceptance of legal cannabis.”

Estimating the size of the market by channel and category was a challenge in the data-gathering process. “Most products being sold in the general market today are in untracked channels of distribution,” said Lukas. Yet even with this problem, she is expecting many categories (food, candy, beverages, beauty, skin, etc.) will generate substantial volume across many channels of distribution. “While dispensaries and ecommerce drive the majority of cannabinoid sales today in the U.S, this shifts versus the next five years,” she added.

source: Iris Dorbian

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https://www.forbes.com/sites/irisdorbian/2019/05/20/cbd-market-could-reach-20-billion-by-2024-says-new-study/?sh=41783eaf49d0

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How To Build A $100,000 Business with Jungle Scout. Amazon FBA For Beginners.

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Is Amazon FBA Still Worth It In 2020?

Whereas Amazon sells many of its own products, more than half of sales on the e-commerce platform come from third-party sellers. Many of these items are stored in Amazon warehouses and shipped by Amazon employees. This system is called Fulfillment by Amazon — or Amazon FBA. It simplifies the shipping process for sellers and provides the same service for customers as if they had purchased direct from Amazon. It also gives Amazon a greater share of the profits for every third-party sale.

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The question is: for sellers, is Amazon FBA worth it?

How Does Amazon FBA Work?

Before we look at whether Amazon will be profitable for your business, you need to understand how Amazon FBA works.

Step 1: You send items to an Amazon fulfillment center. If you don’t produce your own products, the manufacturer can send them instead. There are around 100 warehouses in the U.S. Amazon will tell you where to send your items according to the type of products.

Step 2: Once Amazon has received your items, the warehouse employees will sort your merchandise and store it with a tracking code. Incidents of damage and loss are rare, but if something does happen to your products, Amazon will reimburse you.

Step 3: When a customer orders one of your items, Amazon will locate it and pack it. Your inventory will update automatically.

Step 4: Amazon will ship the item using the method the customer chooses.

Step 5: During shipment, both you and the customer will be able to track the item.

Step 6: Amazon will handle any additional customer support, such as customer questions and returns.

Step 7: You will receive payment for sales through Amazon FBA every two weeks.

It’s important to note that you can also use Amazon FBA to fulfill orders from  other e-commerce platforms, like eBay and Facebook, and even for your own website.

Is Amazon FBA Still Worth Doing?

When Amazon first released its FBA service, sellers leaped at the chance to simplify the shipping process. Since then, Amazon has become much more popular, resulting in more competition and higher fees. This has led some people to question whether Amazon FBA is worth it in 2020.

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To determine if Amazon FBA is worth it for you, there are few factors to consider.

1. Amazon FBA Fees

Amazon frequently updates its rates. Unfortunately, fees almost always become higher. Monthly storage fees are now at $0.75 per cubic foot from January to September and $2.40 per cubic foot from October to December.

In addition, you need to pay a minimum of $2.50 in fulfillment fees (these are instead of shipping fees) for each unit you sell. This rate is for the smallest size: no more than 10 ounces of shipping weight and 4 ounces of packaging weight. The fee for large items is $5.42 for up to 3 pounds and then $0.38 for every additional pound.

If you have oversize items (whether small, medium, large, or what Amazon calls “special oversize”), you’ll pay even more. A large oversize item, for instance, is $75.78 for the first 90 pounds and $0.79 for every additional pound.

Furthermore, certain categories of items have higher fees, such as clothing. For example, a small size item of clothing has a fulfillment fee of $2.92 rather than $2.50. The good news is Amazon eliminated its $0.40 surcharge for clothing, meaning it actually became slightly cheaper to sell clothing this year compared to last year.

Dangerous goods also have higher fees, as they require special storage and handling.

You can check out the list of fulfillment fees (which also explains what dimensions make an item oversize) to figure out how much you’ll pay for your items.

In addition, it’s important to note that you may incur other fees, such as FBA removal order fees, FBA disposal order fees, and for the FBA Label Service. There are also long-term storage fees for items that have been in storage for more than 365 days (up from the six months it was previously).

2. Your Product Range

Amazon FBA is better suited to some types of products than others. To avoid hefty storage fees, it’s best to have small items that will sell fast. Large, low-cost products may be too expensive in fees to be worthwhile.

3. Your Workload

Selling online can be a big commitment. Handing fulfillment over to Amazon may free up some of your time — after all, shipping will be one less thing to worry about.

All the same, using Amazon FBA will add a few tasks to your schedule. First, you’ll need to calculate how many items to send. It’s important to strike a balance between running out of stock and spending more than necessary on storage fees. Second, you’ll need to prepare items to meet Amazon’s requirements. This involves using the correct packaging — otherwise, you can expect to incur another fee.

4. Lower Shipping Rates for Your Customers

As one of the largest companies in the world, it’s easy for Amazon to negotiate better shipping rates with delivery services than your business ever could. Plus, Amazon Prime customers even receive free two-day shipping on all FBA orders. This makes your products far more appealing to customers. In fact, if you lack free shipping, Prime customers may buy from one of your competitors instead.

5. Customer Service

Fast shipping is just one benefit for customers. Another is a better return policy than your business would likely be able to offer. Unfortunately, the policy is great for customers, but less so for sellers: you’ll need to pay a returns processing fee whenever a customer returns an item. Still, it does mean you don’t need to deal with reverse logistics nor the messaging of customers to figure out if they qualify for a return.

6. Storage Space

If you lack space to store all your inventory, relying on an Amazon warehouse could be an excellent solution. If your products sell fast, Amazon may even offer you unlimited storage — which is never an option when paying for your own warehouse.

7. Quality Control

If you’re selling identical products to another business, you never know if Amazon will ship your customers the items you sent to the fulfillment center. This is because Amazon looks at the bar codes of items, which don’t differ according to seller. There is always the chance that a customer will receive a lower-quality product than one you sent.

Whereas you can opt out of this practice (it’s called merchandise commingling), this will likely slow down your delivery times. For instance, if a customer is on the other side of the country, Amazon will be unable to ship from the closest warehouse.

You also need to consider that you are handing over a major function of your business to another company. Whereas Amazon usually has excellent customer service, the sheer number of orders means there will always be some mistakes. If Amazon makes a shipping mistake on your behalf, your reputation could be at stake. You may receive a negative review or even lose a customer.

8. Accounting and Taxes

Accounting can be extra difficult when you use Amazon FBA. There is no way of automatically connecting Amazon FBA to your QuickBooks account, unless you pay for a tool that will do it for you. The other option to manually record fees in a spreadsheet. Depending on your sales, this could take up hours of your time.

And that’s just the start. You also need to think about sales tax compliance. Amazon can decide to move your items to a fulfillment center in a different state at any time — and you are not privy to this information. However, although sellers have voiced concerns that they could be at risk of liability issues, there have never been any problems to date.

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Final Word

Is selling on Amazon FBA worth it? That depends on your business. The benefits of Amazon FBA are that your customers will receive an excellent service (which may well encourage them to buy from your company again) and you’ll eliminate some tasks from your schedule, allowing you to focus on other aspects of your business.

The main downside of Amazon FBA is its cost. Furthermore, it won’t guarantee perfect customer service nor eliminate monotonous tasks. After all, you’ll still need to keep track of your inventory, ensure Amazon always has enough of every item, and provide some customer support.

Amazon FBA is definitely worth it in 2020 — for some sellers. Before you determine if it will be a profitable solution for your business, you need to calculate how much you’re likely to spend. You may even like to try Amazon FBA with just a few types of products to see if it works for your business. Then you can decide if you want to commit to the service for the long term.

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source: https://myva360.com/blog/is-amazon-fba-still-worth-it-in-2020

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